%0 Journal Article %T Rational behaviour in a digital financial environment: preventing fraud risks through cognitive constraints %A Zlokazova, Y.V. %K irrational behaviour, financial fraud, cognitive vulnerability, financial literacy, digital crime %J Economic policy and national security %D 2026 %N 0 %P 9 %I SAINT-PETERSBURG UNIVERSITY OF THE MINISTRY OF INTERNAL AFFAIRS OF THE RUSSIAN FEDERATION